Maximum APR 29.99%.īWe add 21.74% to the Prime Rate to determine the Cash Advance APR. ĪWe add 12.74% to 19.74% to the Prime Rate to determine the Purchase/My Chase Loan/Balance Transfer APR. Prime Rate: Variable APRs are based on the 8.50% Prime Rate as of. How We Will Calculate Your Balance: We use the daily balance method (including new transactions). Note: This account may not be eligible for balance transfers. dĮither $5 or 5% of the amount of each transfer, whichever is greater.Įither $10 or 5% of the amount of each transaction, whichever is greater. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full. Monthly fee of 1.72% of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan. My Chase Plan SM Fee (fixed finance charge) To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at. We will begin charging interest on balance transfers and cash advances on the transaction date.Ĭredit Card Tips from the Consumer Financial Protection Bureau We will not charge you interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. Your due date will be a minimum of 21 days after the close of each billing cycle.
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How to Avoid Paying Interest on Purchases How Long Will the Penalty APR Apply?: If we apply the Penalty APR for either of these reasons, the Penalty APR could potentially remain in effect indefinitely. make a payment to us that is returned unpaid.fail to make a Minimum Payment by the date and time that it is due or.We may apply the Penalty APR to your account if you: This APR will vary with the market based on the Prime Rate.
Promotional offers with fixed APRs and varying durations may be available from time to time on some accounts.Ģ9.99%. These APRs will vary with the market based on the Prime Rate. 21.24% to 28.24%, based on your creditworthiness and other factors.
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